Insurance Bets in Craps

Craps table and dice

Do you like craps? Do you play it online or offline? Do you want to win more often? Then, you should probably try craps insurance bet strategies. 

First, let us recommend you several high-quality online craps games.


What Are Insurance Bets in Craps?

Craps insurance bets are side bets supposed to yield a small profit or minimize losses from the main bet.

Although usually insurance bets are disadvantageous for a player, sometimes they can be used to gain at least a small winning or stay in the game longer with a small bankroll.

In craps, insurance bets are mostly made during the first phase, known as the come-out roll.

  • The player makes a 5$ bet on Pass Line and then bets 1$ on Сraps.
  • In this case, if the roll is 2, 3, or 12, he loses his 5$ but gets 7$ from his bet on craps.
  • If the shooter hits any other number, he loses a 1$ bet.

This may seem like a good strategy, but only for a rookie. Ensuring the main bet by a Craps bet, you are unlikely to be successful for a long time.

The reason is that the house edge for the Craps bet is over 11%.

Withdrawing the Don't Pass Bet

Some players, wanting to insure themselves against losing, remove the Don't Pass bet if the shooter has made the Point and the game passed to the next stage. Almost all casinos permit removing the Don't Pass bet after the Point. This is natural because this step is in the casino's favor.

After determining the Point number, your chances of winning increase significantly compared to the first level. If you place the Don't Pass bet while the Point is stated, the shooter rolls the dice until he hits 7 (the bet wins) or Point (the bet loses).

So, if you carefully study the odds of rolling certain numbers in craps, it becomes clear that 7 rolls more often than any other.

That's why it makes no sense to withdraw the Don't Pass bet when the Point is set. It has no reason even when the Point is 6 or 8, less frequent than 7.

Securing the Don't Pass Bet

Some players prefer to ensure the Don't Pass bet by making an additional bet on the Point. This leads to a small win if the player rolls 7 and a slight loss if he hits the Point. Here is an example.

  1. The player bets 10$ on the Don't Pass and rolls 6, which is now the Point.
  2. The additional bet is 6$ on the Point.
  3. Now, if he hits 7, the player wins and loses 10$.
  4. The net profit is 4$.
  5. If he rolls 6, the player loses 10$ but wins 7$, losing just 3$.

Many different insurance systems exist, but using most is hardly reasonable. Other Casinoz articles carefully discuss the most common techniques.

Betting options in craps

How to Win at Craps with a Small Bankroll

Winning at craps with an undersized bankroll can be challenging, but here are some tips that may help:
  • Stick to bets with low house edges: Pass/Don't Pass bets have a low house edge of around 1.4%; Come/Don't Come bets also have a low house edge.
  • Avoid bets with high house edges like Big 6/8, Hardways, etc.
  • Employ a conservative betting strategy: Start with small bets relative to your bankroll. Use a modest bet sizing approach like the 1-3-2-6 system. Don't chase losses by increasing bets aggressively.
  • Take advantage of odds bets: Once a point is established, take maximum odds behind Pass/Don't Pass. Odds bets have no house edge in favor of the player.
  • Know when to walk away: Set a reasonable win goal and loss limit ahead of time. Stick to it strictly to protect your bankroll. 
  • Look for good bets on the don't side: Don't Pass has a slightly better house edge than the Pass line. Don't bets do better with more shooters at the table.

Ultimately, craps game requires a fairly large bankroll to weather the swings. With a small bankroll, playing conservatively and taking advantage of the best bets is key to having a chance at winning.

Where to Play Online Craps for Free or Real Money

Here are several reputable casinos with numerous craps games, including ones with live dealers.


Should You Make Insurance Bets in Craps?

Some players occasionally use insurance for high-stakes situations when they want extra protection against an immediate 7-out. But in general, intelligent craps strategy avoids giving up too much in terms of house edge by over-using insurance bets.

Frequently asked Questions

🤨 Can insurance bets help to win in craps?

It doesn't affect the house edge and RTP.

❓ Does it make sense to place insurance bets in craps?

It can be useful but don't overestimate it.

👌 Are insurance bets in craps fair?

Of course. Rules of craps allow combining bets in different ways (although exceptions applied).

🎲 What is the pass line in craps?

The pass line bet is one of the most fundamental and popular bets in the game of craps. It is a bet for the shooter (the player shooting the dice) to win. Players make this bet by placing their chips on the pass line area of the craps table before the come-out roll. The pass line bet has a very low house edge of only 1.41%, making it one of the best bets on the craps table from the player's perspective. That's why it is such a popular and essential craps wager.

🤔 What is the don't pass bar in craps?

In craps, the don't pass bar is a betting area on the craps table where players can wager against the shooter (the person rolling the dice). When a player bets on the don't pass bar, they are essentially betting that the shooter will not succeed in making their point before rolling a seven. In summary, betting on the don't pass bar is essentially betting against the shooter and hoping for a 7 to be rolled before the point number. It's the opposite of betting on the pass line, where players are rooting for the shooter to succeed.

💲 How much does craps payout?

In craps, payouts vary depending on the type of bet placed and the specific outcome of the roll. You should check the craps payouts chart for all payout multipliers. They may also be written on casino craps table layout.

👎 What is a world bet in craps?

A "World Bet" or "Whirl Bet" in craps is a type of proposition bet that combines several individual bets into one wager. Specifically, the World Bet includes: A Horn Bet (2, 3, 11, 12) paying off at 27:4 odds; Any 7 also paying 4:1; Any Craps (2, 3, 12) also paying 7:1.  So it essentially combines the Horn Bet with bets on 7 and the Craps numbers into one single wager. The World Bet costs $5 for a $1 unit bet. It has a very high house edge of around 13.7%, making it one of the worst bets on the craps table from a mathematical perspective.

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